Your all-in-one money + life planner. Modern, calm, and actually enjoyable to use.
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Velliu
Budget Beautifully
🌸
💰 Next Payday
--
days away
$0
Expected
⭐
Unlock Premium — $4.99/mo
20+ more features · 7-day free trial · Cancel anytime
›
💯 Money Health Score
--
Calculating...
💰 Budget · Remaining
May 2025
$0
of $0 income this month
Income
$0
Spent
$0
Saved
$0
Budget Used
0%
🔒
Broke Until Payday Mode ON
Non-essential spending is locked! Stay strong 💪
Quick Actions
➕
Add Expense
Free ✓
🏦
Savings Goals
1 goal free
📋
Bills
Free ✓
🔥
Challenges
⭐ Premium
📊
Spending Insights
⭐ Premium
💯
Money Score
⭐ Premium
📤
Share Progress
⭐ Premium
🔒
Broke Mode
⭐ Premium
❓
Help & Tips
How to use the app
Recent Spending
See all →
No expenses yet — add your first! 💸
Challenges
View all →
☕
No-Spend Days
0 of 30 days
💰
52 Week Save
Week 1 of 52
🪙
$5 Bill Save
$0 saved!
📅 May 2025
All Expenses
+ Add
No expenses yet. Tap + Add! 💸
🏦 Total Saved
$0
Keep going — every dollar counts! 🙌
Your Goals
+ New Goal
🎁 Gift Tracker
Stay on top of everyone you love
$174
Spent
$320
Budget
3/6
Bought
🎄 Christmas 2025
+ Add Person
🎁
No gifts tracked yet!
Tap + Add Person to start planning gifts for everyone you love.
📊 Spending Insights
See exactly where your money goes
Where Your Money Goes
$0
This Month
Spending by Category
Month vs Last Month
Last Month
$0
No data yet
This Month
$0
Just getting started!
📊 Start tracking to see your trends!
Add your expenses this month and your insights will appear here automatically!
📋 Weekly Summary
Current Week
$0
Spent
0
No-Spend Days
$0
Daily Avg
Day-by-Day Spending
MON
$0
TUE
$45
WED
$149
THU
$0
FRI
$62
SAT
$87
SUN
$0
This Week's Insights
✅ 3 No-Spend Days!
Monday, Thursday & Sunday were totally free. Amazing discipline!
⚠️ Wednesday was your biggest day
$149 spent — mostly gas ($62) and groceries ($87). Totally normal but worth noting.
📈 On track for a great month!
At your current pace you'll finish May $340 under budget. Keep it up! 🎉
Auto-Generated Report
Loading your weekly report...
💯 Money Health Score
Your financial wellness at a glance
--
out of 100
Calculating...
Score Breakdown
Savings Rate
--
Budget Control
--
Debt Load
--
Emergency Fund
--
Tips to Improve
📤 Share Your Progress
Show the world you're crushing it!
Your Progress Card
Velliu ✦
velliu.app · May 2025 Progress
$0
Total Saved
78
Money Score
0🔥
Day Streak
3
Goals Active
This month I'm:
✅ Tracking every expense 🎯 Working towards my goals 💸 Building better money habits
Shareable Text
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🎨 Choose Your Theme
Make it yours!
Color Themes
Pick a vibe that matches your energy ✨
🫧 Bubbly Bold
🌸 Pastel Dainty
🖤 Minimalist
Navigation Bar
⭐
Customize Bottom Nav
Choose your 4 favorite sections for quick access
›
Dark Mode
🌙 Dark Mode
Easy on the eyes at night
💳 Debt Payoff Calculator
Find the fastest path to debt freedom
Payoff Method
❄️ Snowball Smallest first
🏔️ Avalanche Highest APR first
❄️ Debt Snowball Method
Pay minimums on all debts, then throw every extra dollar at the SMALLEST balance first. As each debt is paid off, you roll that payment to the next. Great for motivation! 🏆
Your Payoff Order
1
Student Loan
$1,200 · 5.5% APR
~7 months
Payoff: Dec 2025 🎉
2
Credit Card
$3,200 · 24.99% APR
~19 months
Payoff: Jul 2026
3
Car Loan
$8,440 · 6.9% APR
~28 months
Payoff: Sep 2027
📊 Total Payoff Summary
Total Debt
$12,840
Debt-Free In
~28 mo
❄️ Snowball saves you motivation!
You'll knock out your first debt in just 7 months! Each payoff builds momentum. 🚀
🔒 Broke Until Payday
Lock non-essential spending until your next check
Broke Mode
Broke Mode is OFF
Toggle to lock non-essential categories
Category Limits
🏠
Rent & Utilities
Essential — always allowed
✓ Essential
🛒
Groceries
Limit: $50 until payday
✓ $50 limit
⛽
Gas
Essential transport
✓ Essential
💅
Self Care
Can wait until payday
🔒 LOCKED
🍕
Dining Out
Cook at home!
🔒 LOCKED
🛍️
Shopping
It can wait!
🔒 LOCKED
🎉
Fun & Entertainment
Free fun only!
🔒 LOCKED
💪 Broke Mode Affirmation
"This is temporary. Every sacrifice today is an investment in the financially free version of me." 🌟
📋 Budget Templates
Start with a pre-built budget, then customize!
Pick Your Starter Budget
🤏
Tight Budget
Every dollar counted · Survival mode
70%
Needs
10%
Wants
20%
Save
⚖️
Balanced Budget
The classic 50/30/20 rule · Most popular
50%
Needs
30%
Wants
20%
Save
🚀
Aggressive Saver
Save as much as possible · Debt destroyer
50%
Needs
10%
Wants
40%
Save
👨👩👧👦
Family Budget
Kids, school, activities · Family first
60%
Needs
20%
Wants
20%
Save
💼
Side Hustle Mode
Multiple income streams · Hustler budget
45%
Needs
20%
Wants
35%
Save
🔥
🔥 Savings Challenges
Small habits. Big results.
5
Active
$0
Saved
0🔥
Streak
Active Challenges
☕
No-Spend Days
A full day with zero spending
Active ✓
0 / 30 days
Start today! 💪
M
T
W
T
F
S
S
🔥
No streak yet — start today!
Best: 0 days
💰
52 Week Challenge
Save $1 more each week
Active ✓
$0 saved
Week 1 of 52
Week 1 due
$1.00
🪙
$5 Bill Challenge
Save every $5 bill you get!
Active ✓
$0 saved
0 bills so far!
🥗
No Takeout Week
Cook at home all week
Active ✓
Day 0 of 7
Start cooking! 🍳
M
T
W
T
F
S
S
🌱
No streak yet — start today!
Potential save: ~$17/day
🪣
🪣 Sinking Funds
Save a little now, spend stress-free later
$1,645
Total Saved
6
Funds
Your Funds
+ Add
❓ Help & How To Use
Everything you need to get started
🚀 Getting Started
1
Set your budget
Tap ✏️ Edit Budget on the home screen to enter your monthly income, savings goal, and payday date.
2
Log your expenses
Tap ➕ Add Expense on the home screen. Pick a category, enter the amount, and your budget updates instantly.
3
Add savings goals
Tap the 🏦 Savings tab, then + New Goal. Enter a name, target amount, and target date.
4
Explore the More menu
Tap ☰ More in the bottom nav to find all features — challenges, insights, debt tracker, themes, and more!
✨ What Each Screen Does
🏠
Home
Dashboard with payday countdown, money score, budget remaining, and recent spending.
💳
Expenses
All logged expenses. Use ‹ › arrows to switch months and view history or plan ahead.
🏦
Savings Goals
Create goals with a target amount. Tap any goal card to add money and watch the progress bar grow!
🎁
Gift Tracker
Track gifts for everyone you love. Mark items bought and stay on top of your gift budget.